Introduction: What You Need to Know Before Replacing Your Roof
When it’s time to replace your roof, not all shingles are created equal. From asphalt to architectural, from Class 1 to Class 4 impact ratings—your choice can affect everything from your home’s value to your insurance rates.
In this post, we’ll break down the types of roof shingles available and explain why Class 3 shingles strike the perfect balance between durability and affordability.
What Are Roof Shingle Types?
There are several types of roofing shingles, and they differ by material, style, and impact resistance. The most common include:
Asphalt Shingles: Budget-friendly, easy to install, and available in multiple styles.
Wood Shingles & Shakes: Aesthetically appealing but higher maintenance.
Metal Shingles: Durable, fire-resistant, and long-lasting.
Slate & Tile Shingles: Elegant and strong, but heavy and expensive.
Composite Shingles: Made from recycled materials, often built for durability.
The Class Rating System Explained
Roof shingles are rated for impact resistance on a scale from Class 1 to Class 4, based on their ability to withstand hail or falling debris. These ratings are determined by the Underwriters Laboratories (UL 2218) impact test.
Class 1 & 2: Basic resistance—minimal protection from hail or severe storms.
Class 3: Mid-level impact resistance—can withstand 1.75” steel balls dropped from 20 feet.
Class 4: Highest resistance—tested against 2” steel balls dropped from 20 feet.
Why Class 3 Shingles Might Be the Sweet Spot
If you're weighing cost vs. durability, Class 3 shingles hit the bullseye. Here’s why:
✅ 1. Strong Protection Without the Premium Price
Class 3 shingles offer better-than-average storm resistance—perfect for areas prone to moderate hail or windstorms—without the higher cost of Class 4.
✅ 2. Insurance Benefits
Many insurers offer discounts for homes with impact-rated roofs. Class 3 might still qualify you for savings, especially if your home is in a weather-prone zone.
✅ 3. Extended Lifespan
Compared to standard shingles, Class 3 products are designed with thicker materials and reinforced backings, helping them last longer and resist cracking.
✅ 4. Better Resale Value
Buyers recognize durability. A roof with Class 3 shingles adds curb appeal and peace of mind—two things that can tip a sale in your favor.
Class 3 vs. Class 4: Do You Really Need the Top Tier?
Class 4 shingles are ideal for extreme weather areas, but they come at a premium. Unless you're in a high-risk hail region, Class 3 can give you excellent protection without overspending.
FeatureClass 3 ShinglesClass 4 ShinglesImpact ResistanceWithstands 1.75” impactWithstands 2.00” impactCost$$$$$$Insurance DiscountPossibleLikelyIdeal ForModerate weather zonesExtreme weather zones
Final Thoughts: Are Class 3 Shingles Right for You?
If you’re looking for a smart investment that balances cost, durability, and resale value, Class 3 shingles are one of the best-kept secrets in roofing. They’re tough enough to protect your home, yet economical enough to fit your budget.